Website Legal Disclosures, TCPA Consent, Cookie Policy, and California Opt-Out Notice
1. Short Website Disclaimer
Smart Housing Review is an independent marketing and lead generation website owned and operated by Lead Gen Black Belt s.r.o.
Smart Housing Review is not a lender, mortgage broker, loan originator, bank, credit provider, financial advisor, tax advisor, or legal advisor.
Information on this website is for general educational purposes only and does not constitute mortgage, financial, legal, tax, or credit advice.
Submitting your information does not guarantee loan approval, qualification, a specific rate, a lower monthly payment, or any particular loan term.
If you submit your information, we may share it with one participating mortgage broker or mortgage professional who may contact you regarding your inquiry. We may receive compensation for this referral.
All mortgage decisions, approvals, rates, terms, fees, and loan offers are made solely by licensed mortgage professionals, brokers, lenders, or financial institutions.
2. Lead Disclosure
Smart Housing Review helps connect consumers with mortgage professionals.
When you complete a quiz or submit a form, your information may be shared with one participating mortgage broker or mortgage professional based on your inquiry and location.
We do not sell your information to multiple competing brokers. Your submitted lead information is intended to be provided to one participating broker.
We may receive compensation from the participating broker for the referral.
You are under no obligation to obtain a loan or purchase any service.
3. TCPA Consent Language for Quiz Submit Button
Place this directly under the final submit button:
By clicking "Submit," "Continue," "See My Options," or any similar button, I expressly consent to be contacted by Smart Housing Review and one participating mortgage broker, mortgage professional, lender, or loan officer regarding mortgage, refinance, home equity, or related housing finance products and services at the phone number and email address I provided. I agree that contact may be made by phone call, text message, email, or prerecorded/artificial voice message, including through the use of automated technology, even if my number is listed on a federal, state, or internal Do Not Call list. I understand that my consent is not required to purchase any goods or services. Message and data rates may apply. I may revoke consent at any time.
4. Short Checkbox Version
Use this if you add an unchecked consent box:
I agree to be contacted by Smart Housing Review and one participating mortgage professional by phone, text, or email about mortgage-related products and services. I understand consent is not required to purchase anything and that message/data rates may apply.
5. Cookie Policy
Effective Date: 07/07/2026
This Cookie Policy explains how Smart Housing Review uses cookies and similar technologies on smarthousingreview.com.
What Are Cookies?
Cookies are small files placed on your device that help websites function, remember preferences, analyze traffic, and measure advertising performance.
Types of Cookies We Use
We may use:
- Essential cookies
- Analytics cookies
- Advertising cookies
- Performance cookies
- Conversion tracking pixels
- Retargeting pixels
Tools We May Use
We may use technologies from:
- Meta / Facebook
- Google Analytics
- Google Tag Manager
- Advertising platforms
- CRM or form software providers
Why We Use Cookies
We use cookies and similar technologies to:
- Operate the website
- Understand visitor behavior
- Improve quiz and form performance
- Track advertising conversions
- Measure campaign performance
- Prevent fraud and abuse
- Improve user experience
Advertising Cookies
Advertising cookies and pixels may help us measure ad performance and show relevant ads. These technologies may collect information such as your device, browser, IP address, page views, and website interactions.
Managing Cookies
You can control cookies through your browser settings. You may also use platform-level ad settings from Google, Meta, and other advertising providers.
Disabling cookies may affect website functionality.
Contact
Questions about cookies may be sent to: nazim@smarthousingreview.com.
6. California "Do Not Sell or Share" Notice
Do Not Sell or Share My Personal Information
If you are a California resident, you have the right to opt out of the sale or sharing of your personal information.
Smart Housing Review may receive compensation when it refers your submitted information to one participating mortgage broker or mortgage professional. This may be considered a "sale" under California privacy law.
We may also use advertising pixels or similar technologies that may be considered "sharing" for cross-context behavioral advertising.
To opt out, email us at:
Subject line: California Opt-Out Request
Please include:
- Your full name
- Email address used on the website
- Phone number used on the website
- State of residence
- A statement that you want to opt out of sale or sharing
We may need to verify your identity before completing your request.
We will not discriminate against you for exercising your privacy rights.
Recommended footer link text: Do Not Sell or Share My Personal Information
7. Privacy Rights Request Page Text
You may request access, correction, deletion, or opt-out of certain uses of your personal information by contacting:
support@smarthousingreview.com
Please include:
- Full name
- Email address
- Phone number
- State of residence
- Type of request
- Any details needed to identify your submission
We may verify your identity before processing your request.
8. Form Footer Microcopy
Smart Housing Review is not a lender or mortgage broker. We connect consumers with one participating mortgage professional. Submitting this form does not guarantee approval, eligibility, a specific rate, or loan terms. We may receive compensation for referrals.